KURERE, C. K. Risk Tolerance and Retirement Planning among Employees of Selected Public Universities in Kenya: The Moderating Role of Financial Self-Efficacy. Journal of Economics, Management Sciences & Procurement, [S. l.], v. 5, n. 1, p. 241–254, 2026. Disponível em: https://www.jemspro.org/index.php/pages/article/view/107. Acesso em: 9 oct. 2026.